Are you ready to buy a house?
Well.. you'll need to first get pre-qualified for the mortgage!
A mortgage pre-approval is a letter from a mortgage broker or bank representative stating that they reviewed your initial information and that they may be willing to lend you a certain amount to purchase a property. Getting pre-approved for a mortgage is a the very first step in the home buying process as the pre-approval will let you know your price range for the home purchase.
Another important factor in getting a pre-approval: Any potential issue(s) will be discovered (and hopefully resolved) that might prevent you from getting a mortgage.
A mortgage preapproval also lets sellers know you are qualified and ready to buy when submitting an offer on their home. Getting a pre-approval letter for a mortgage shows that you’re serious about buying a home.
1. Full Name (as it appears on your license);
3. Social Security Number;
4. Date of Birth;
5. Last 4 Pay Stubs;
6. Last 2 years W2's;
7. Last 2 Year's Tax Returns;
8. Credit Score (varies depending on loan program).
So now that you've gathered up all of the above information,
let's get you pre-qualified!
Below are a few of our lending partners to help you get pre-qualified fast...
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